Finance · Investing · The Family Budget

Stash Investment App. What is it? Are you ready to start investing?

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What is Stash?
Stash is an investment app from that features a brokerage account and a selection of about 35 various exchange traded funds. (ETFs).   Stash provides some personalized investment recommendations based on your responses to several questions. Here are a few examples of the ETF’s on the Stash platform.

“Roll With Buffett” (invest in Buffett’s holding company, Berskhire Hathaway)
“Young Money” (companies such as LinkedIn, Amazon and Ebay that benefit from Millennial purchasing power)
“Internet Titans” (technology companies such as Apple, Microsoft and Facebook)
“Defending America” (aerospace and defense companies such as United Technologies, Boeing and Lockheed Martin)


Stash helps explain finance and investing concepts in simple terms to help educate users about how to invest.


How Does Stash Work?

You place an initial investment deposit and can add more by fractional share ownership. The app will label you as either a Conservative, Moderate, or Aggressive Investor. All Stash investments are covered by the Securities Investor Protection Corporation. Stash simplifies investing by offering value-based categories of investments. You can select a customized portfolio based on your financial, political, or environmental interests and more.

Each investment’s page on the Stash app gives you important details including a summary of how the fund works, a risk rating for the fund, and a list of investments held by the fund. Make sure to note the expense ratio, as you don’t want to accidentally invest in high-fee funds just to see your investment gain get eaten up by fees!


How much does Stash Cost?

New investors can start an account with a $5 investment and get the first month free of any fees. After the first month there is a fee of $1 per month for accounts under $5,000 and 0.25% per year for balances over $5,000. There are no commission fees for stock trades and no bank transfer fees on deposits and withdrawals.

There are no add-on trading fees or commissions with Stash, but the ETFs in your Stash account do charge fees (which is standard for all brokerages). The fees range from a very competitive 0.07% up to a less exciting 0.95% depending on the fund you choose. Remember to add this fee to your Stash fee to calculate the total cost of investing in your Stash account.

How do I start? 

You can download the smartphone app for Android or Apple at no cost. You will need to provide your personal information and complete a short-risk questionnaire that will help you select an appropriate investment when you sign up. Fund your chosen investment with any bank account. You will need to verify your bank account with either 2 small test deposits or linking your login credentials. Linking your bank account can take up to 6 business days.

You must be 18 years old to open an account.

The app’s Learn section is focused on news and investment advice to help you make the best investment decisions possible. While it is not everything you need to know to invest, it does give you a lot of good information and is a great resource to get you started.

Additional screens give you the numbers and graphical breakdowns on your portfolio, your total account balance over time, and additional useful information about your investments. Overall, the app is great!


Join Stash Today!
Here is $5 to start!
Try it out HERE.


Are you wanting to learn more about investing? Have no idea where to start? Maybe scared?
Could you benefit from investing?
I have really enjoyed learning as I go with Stash. It is a very simple app that does the work for me.

I'd love to hear from you!